Insurance Commissioner Karen Weldin Stewart announced that she will not approve any auto insurance company's rate submission that includes a “widow's penalty.”

Insurance Commissioner Karen Weldin Stewart announced that she will not approve any auto insurance company’s rate submission that includes a “widow’s penalty.”

This is the practice of charging a widow or widower a higher rate based solely on the change in his or her marital status following the loss of a spouse.

Automobile insurance companies are permitted to charge inexperienced drivers, such as teenagers, a high premium because some actuarial studies show that young single drivers file more claims than young married drivers.

However, the Delaware Insurance Department is not aware of any such data showing that older single drivers exhibit the same behavior when compared to older married drivers.

To see the full document of Auto Bulletin 23, visit bit.ly/1GwlYmF.