Insurance Commissioner Karen Weldin Stewart advised residents to prepare for potential damages and interruptions from Hurricane Matthew.

Insurance Commissioner Karen Weldin Stewart advised residents to prepare for potential damages and interruptions from Hurricane Matthew.

Although it is too early to predict the long-term track of the storm, residents are encouraged to have an emergency plan, create a home inventory and make their homes as safe as possible. The Atlantic hurricane season ends Nov. 30, and other storms could develop.

For information on what to do before, during and after a major storm, visit bit.ly/2dSaORa.

The Department of Insurance suggests that residents:

—Make sure that they understand the deductible provision of their policy.

—Keep all insurance policies in an easily accessible location.

—If forced to evacuate, keep insurance records with them at all times, including the name and telephone number of their insurer or insurance agent.

—Be certain they understand the claim procedures of their insurance company.

—Make sure they have insurance up to at least 80 percent of the value of their home to avoid penalties under any co-insurance provision of your policy.

—Keep all necessary information regarding their health coverage, including prescription information, with their insurance records in the event of an evacuation.

—Take pictures of important documents with their smartphone or scan them for online storage.

For information, visit ready.gov/hurricanes.